(Anthem Blue Cross/Blue Shield, and all Health Savings Accounts (HSA) or Flex Spending Accounts are accepted for online and office therapy)
Using insurance is not always the best option, even if you have it. I understand many who buy insurance want to get the benefits of what they purchased. However, there are some downsides you might not know about.
Using your Health Savings Account (HSA) or Flex Spending Account is a great alternative to using insurance and will keep your information private at the same time, as well as avoiding common insurance hassles. A Health Savings Account can save you up to 25%.
Think about this:
Volunteers in Psychotherapy discusses the problems with insurance and privacy.
Let's say that you still want to use the insurance that you have purchased
I take Anthem Blue Cross Blue Shield. If you have a different type of insurance that you want to use, we can bill your insurance "out of network," which means that I will ask that you pay for your sessions upfront and then your insurance company will reimburse you via their fee schedule at a later date. I want you to realize that they will likely reimburse you at a lesser rate than the cost of therapy. Please check with your insurance company for further information.